Normal Return on Investment ranges between 3% - 4.9% but is subject to variation.

ZOPA was one of the first P2P lenders in the UK. Zopa was founded in 2004 by Giles Andrews, James Alexander, Richard Duvall, David Nicholson, Tim Parlett

In 2011 the Peer-to-Peer Finance Association was established, with Zopa as a founding member.

Zopa hosts a yearly party in London for its lenders so they can swap notes

ZOPA means Zone Of Possible Agreement, a term specifying the bounds within which agreement can be reached between two negotiating parties.